Xero

Cloud accounting with the JAX AI assistant Accounting

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Overview

Xero is cloud accounting software. US monthly plans are Early, Growing and Established. JAX is Xero's built-in accounting AI.

Best for

Small businesses that want plan tiers matched to invoice and bill volume.

Pros

  • Entry plan is cheaper than QuickBooks Simple Start
  • Built-in AI (JAX) in the existing account

Cons

  • Entry plan caps invoices (20) and bills (5)
  • Plans differ by volume and features, so check which tier you need

Key features

  • JAX AI
  • Dashboards and forecasting (Growing and above)
  • Multi-currency and projects (Established)

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