Credit Karma

Free credit scores and reports Credit & Debt

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Overview

Credit Karma provides free VantageScore 3.0 credit scores and reports from TransUnion and Equifax. It earns money by recommending credit cards, loans and other products.

Best for

Anyone who wants to monitor their credit for free.

Pros

  • Free
  • Checking does not hurt your credit

Cons

  • Scores are VantageScore 3.0, not FICO
  • Product recommendations drive revenue

Key features

  • Free VantageScore 3.0
  • TransUnion and Equifax reports
  • Product recommendations

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