Cleo

AI money assistant with cash advances and debt tools Credit & Debt

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Overview

Cleo offers Plus ($5.99/month) and Pro ($8.99/month) plans. Plus includes cash-advance access if eligible, credit score insights and a Debt Reset plan. Pro adds a 2.75% APY high-yield savings and advanced AI coaching.

Best for

People who want AI money coaching with access to small cash advances.

Pros

No interest on advances
Free standard delivery (3-4 days)

Cons

Subscription plus express fees
Advance eligibility is not guaranteed

Key features

Cash advance
Debt Reset plan
Credit score insights
High-yield savings (Pro)
AI coaching