Betterment

Robo-advisor with a Premium tier for human advice Investing

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Overview

Betterment is an automated investing platform. The Digital plan charges 0.25% a year; the Premium plan charges 0.65% a year and adds access to financial advisors with a $100,000 minimum.

Best for

Long-term investors who want automation, with an option to add advisor access later.

Pros

  • 0.25% base fee
  • Premium tier offers advisor access
  • Clear fee tiers

Cons

  • $5/month fee if you do not meet the Digital thresholds
  • Premium needs $100,000

Key features

  • Automated investing
  • Advisor access with Premium
  • Discounted rates above $1M

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