Acorns

Round-up investing with flat monthly plans Investing

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Overview

Acorns invests spare change from purchases (Round-Ups) and offers flat monthly plans: Bronze, Silver and Gold. Higher tiers add emergency savings, IRA matching and custom portfolios.

Best for

Beginners who like automatic micro-investing through round-ups.

Pros

  • Round-Ups included in every plan
  • Simple automatic investing habit
  • Tiered plans

Cons

  • Flat monthly fee can weigh heavily on small balances
  • Key features sit in higher tiers

Key features

  • Round-Ups
  • Invest and Later (IRA) accounts
  • Checking
  • Emergency savings and IRA matching (Silver+)
  • Custom portfolios and kids' accounts (Gold)

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