PocketGuard
Simple 'what can I spend' budgeting with a free tier Budgeting
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Overview
PocketGuard shows how much of your money is available to spend after bills and goals ('In My Pocket'). The free tier is limited; PocketGuard Plus unlocks unlimited accounts, budgets, transaction rules, goals and debt payoff planning.
Best for
Beginners who want a simple spendable-money view and a free starting tier.
Pros
- Free tier available
- Lower annual price than most paid rivals
- Simple to understand
Cons
- Free tier limited to two linked accounts and two budget categories
- Fewer advanced planning tools than Monarch
Key features
- In My Pocket spendable amount
- Recurring bills
- Savings goals and debt payoff planning (Plus)
- Transaction rules and data export (Plus)