Mercury
Business banking for startups with a no-fee core Business Spend
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Overview
Mercury offers business checking and savings with no monthly, overdraft, minimum-balance or account-opening fees. Mercury IO is a no-annual-fee charge card with 1.5% cashback.
Best for
Startups and small businesses that want a no-monthly-fee account.
Pros
- No monthly fees on core accounts
- 1.5% cashback on IO
Cons
- IO limits depend on underwriting
- 3% fee on non-USD card purchases
Key features
- Business checking and savings
- Free USD ACH and wires
- IO charge card (1.5% cashback)