TurboTax vs FreeTaxUSA

Guided, AI-assisted tax software against a low-cost, no-frills filer.

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TurboTaxFreeTaxUSA
PricingFree Edition for simple returns; self-filing plans range from $0 to $139 federal (state extra)Federal free; state $15.99; Deluxe Support $7.99
Free optionFree EditionFree federal
PlatformsWeb, desktop, mobileWeb
Best forFilers who want guided software or expert help.Budget-conscious filers with straightforward returns.
Pricing notePricing varies by tax year and filing situation; check the official page.Deluxe includes priority support, live chat, unlimited amended returns and 7-year file storage.
Pros
  • Free tier for simple returns
  • Expert help available
  • AI explanations during filing
  • Free federal filing
  • Low state fee
Cons
  • Paid tiers can cost more than low-cost competitors
  • Pricing varies by complexity
  • No AI assistant
  • Support is a paid add-on
Visit TurboTax →Visit FreeTaxUSA →

The short version

TurboTax has a Free Edition for simple returns and self-filing plans from $0 to $139 federal (state extra), plus Intuit Assist AI guidance and paid expert help. FreeTaxUSA files federal for free, state for $15.99, with optional Deluxe Support at $7.99 (priority support, live chat, unlimited amended returns); it has no AI assistant. Pick FreeTaxUSA to keep costs low on a straightforward return; pick TurboTax if you want more guidance or an expert. Prices vary by tax year: check the official pages before filing.

Pricing checked October 15, 2026. Confirm on official sites.