Rocket Money vs Copilot Money
A free-tier subscription canceller against a paid, Apple-first budgeting app.
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| Rocket Money | Copilot Money | |
|---|---|---|
| Pricing | Free tier; Premium pay-what-you-think-is-fair (typically $7-$14/month, subject to change); Premium+ $15/month | $13/month or $95/year |
| Free option | Free tier | Free trial only |
| Platforms | iOS, Android, Web | iPhone, iPad, Mac, Web (US) |
| Best for | People who want to find and cut subscriptions and recurring bills, and who like a free starting tier. | Solo users, especially on Apple devices, who want passive, well-designed spending and net-worth tracking. |
| Pricing note | Bill negotiation is success-based: 35%-60% of first-year savings (no fee on Premium+). | Free trial for new users; no permanent free tier. |
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| Visit Rocket Money → | Visit Copilot Money → |
The short version
Rocket Money has a free tier, detects recurring charges and, on Premium, cancels subscriptions; it runs on iOS, Android and web. Copilot Money costs $13/month or $95/year (free trial only), is for US users on iPhone, iPad, Mac and web, and has no Android app. Pick Rocket Money to cut subscriptions cheaply; pick Copilot for a polished all-in-one view if you are on Apple devices.
Pricing checked October 15, 2026. Confirm on official sites.