Ramp vs Brex

Two corporate card and spend-management platforms with free base plans.

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	Ramp	Brex
Pricing	Core free; Ramp Plus $15/user/month ($12 annual) plus a platform fee	Essentials $0/user; Premium $12/active user/month; Enterprise custom
Free option	Free core plan	Free Essentials plan
Platforms	Web, mobile	Web, mobile
Best for	Growing teams that want free cards plus automation.	Startups and mid-market teams that want AI-assisted spend controls.
Pricing note	The Plus platform fee is not published; request a written quote.	Essentials includes AI-powered custom rules, cards, bill pay and reimbursements.
Pros	Free core plan AI agents on Plus	Free Essentials plan Clear tiers
Cons	Platform fee for Plus is undisclosed Aimed at businesses, not individuals	Enterprise is custom-priced Aimed at businesses
	Visit Ramp →	Visit Brex →

The short version

Both have a free core plan. Ramp Plus costs $15/user/month ($12 annual) plus an unpublished platform fee; Brex Premium is $12/active user/month.

Pricing checked October 15, 2026. Confirm on official sites.