Public vs Robinhood

Two commission-free investing apps with different AI features.

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PublicRobinhood
Pricing$0 commission online trading; Generated Assets 0.49% annual management feeGold $5/month or $50/year
Free optionFree AI assistant (Alpha)Free account; Gold optional
PlatformsWeb and mobile appsWeb and mobile apps
Best forSelf-directed investors who want a free AI research assistant.Mobile-first investors interested in AI-generated market digests.
Pricing noteAlpha uses market data, filings, earnings, analyst reports, news and sentiment. It is not financial advice.30-day free trial for eligible subscribers. Cortex availability varies; Digests exclude options and futures.
Pros
  • Free AI research assistant for all investors
  • $0 commissions on self-directed trades
  • Customizable AI-built indexes
  • Low-cost Gold subscription
  • AI digests summarize news and analyst ratings
Cons
  • Generated Assets charge a 0.49% management fee
  • AI output is not financial advice
  • Cortex features vary by availability
  • Digests exclude options and futures
Visit Public →Visit Robinhood →

The short version

Public offers $0 commission online trading and a free AI research assistant (Alpha), plus Generated Assets, AI-built custom indexes with a 0.49% annual management fee. Robinhood has a free account and an optional Gold subscription ($5/month or $50/year, 30-day free trial for eligible subscribers) and AI-generated Cortex Stock and Portfolio Digests, whose availability varies and which exclude options and futures. Neither AI tool is financial advice. Pick Public for a free AI research assistant; pick Robinhood if you want AI digests on a mobile-first app.

Pricing checked October 15, 2026. Confirm on official sites.