Best Tax Tools for Freelancers & Self-Employed (2026)

Tax pricing changes each season. Use this as a starting point and confirm on each official site.

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Quick picks by use case

Not a ranking: these are use-case picks based on the facts below.

1
Lowest cost filing

FreeTaxUSA

Free federal; $15.99 state.

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2
Mainstream with expert options

TurboTax

Free Edition for simple returns; expert help available.

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3
Find deductions automatically

Keeper

Scans linked transactions for write-offs.

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4
For tax pros

TaxGPT

AI research and review for firms; custom pricing.

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Side-by-side

ToolPricingFree optionBest for
FreeTaxUSAFederal free; state $15.99; Deluxe Support $7.99Free federalBudget-conscious filers with straightforward returns.
TurboTaxFree Edition for simple returns; self-filing plans range from $0 to $139 federal (state extra)Free EditionFilers who want guided software or expert help.
KeeperBookkeeping only $20/month; Standard $199/year (with filing); Premium $399/year; Business $1,199/year14-day trialFreelancers who want to automatically find deductions.
TaxGPTCustom pricing; plans: Pro, Pro Plus, EnterpriseNone listedTax and accounting professionals.

Pricing checked October 15, 2026. Plans change; confirm on the official site.